Are you an apprentice for cheque writing? We know you face various kinds of problems. Such as how to write a check for over 1000 dollars, write the amount in words or write it to whom, etc… Let us try to answer your questions correctly and clearly.

Steps on how to write a check for over 1000 dollars

Below are the steps How to write a cheque.

  1. Put the date
  2. cheque to whom
  3. Write payment amount in Numbers
  4. Write Payment amount in Words
  5. Sign the cheque

** Optional – You can write cheque details in the counter file of the checkbook

# 01: Date

The date is the key factor in cheque writing. Write the date at top of the right-hand corner, to DD/MM/YYYY. This step is important to the bank and the person to who you giving the cheque to know when you are writing it.

–        What is the postdated cheque?

#02: Name

The next line on the cheque is “Pay/ or to the order” which is where you write the cheque to whom. It may be a person, organization, or company. If you pay to the known person you can write his/or her name, organization, or company and you can just write the word “Cash” If you don’t know the person or any organization name.

Attention! – If stolen or lost cash cheque, if there are sufficient funds in the account, anyone can deposit or cash the cheque.it is the most important fact of using the check.

–        What is the cheque crossing? 

# 03: Amount in Numbers

There is a small box on the right side in the cheque, just write the Dollar or the Rupee amount numerically inside the box. (As an example RS.251,200.20)The important thing is to write the amount clearly so the bank/or cheque deposit machine can subtract this amount correctly from your account.

#04: Amount in Words

Just you write on the next line with pay/or rupee, the value of numbers you write in the above box. for example, RS.135 652.25 writes in words as one hundred and thirty-five thousand six hundred fifty tow and cents twenty-five only. If you write Rupee or Dollar amount in words bank can easily confirm the amount you wrote in the cheque.

#05: Sign 

Signature is the main factor of the cheque. Because there is no sign on the cheque, No value of the cheque. Apply your signature on the signature section at the bottom of the cheque. In this case, you must use a signature, when you opened the current account. If you write a cheque through your current account, enough to apply your sign only. But if you representing only an organization or company, sometimes must apply more than one signature of responsible persons of the organization. The sign will show that you agreed to do the payment. 

General Pointers in Write a Cheque

  • Write cheque clearly
  • Write Neatly as you can
  • If possible Use printer to Write
  • If you make an error please avoid and write a new cheque
  • Ensure spellings are correct

Optional – Record you’re Transactions

  • If you do payment through cheque, you must record the cheque number in the cheque counter file. This will helps you ensure of your cheque are missing and it will remind you when you need to re-order a new checkbook. 
  • And keep a record of your cheque transactions so it will be easier for you to prepare final bank reconciliations.
  • Reconcile your bank statement when you receive the monthly bank statement.it will help you to resolve the conflict between Bank Book and the Bank Statement.

What is the postdated cheque?

In Banking, the postdated cheque is a cheque written by a drawer for a date in the future. Because sometimes payer hasn’t sufficient funds for pay from cash cheque to the suppliers. In this situation, Payer gave the cheque to the creditor, but the cheque date is a future date. The payee can cash or deposit on a relevant future date.  

What is cheque crossing?

There are two types of cheques in cheque writing.

01. Open cheque

Open cheque is cheque not crossed on the left-hand corner and it can cash representing to the drawer bank counter.

02. Crossed cheque

The crossed cheque is a cheque that not cash at the counter in the bank and payable only through a collective bank. There are two parallel transitive lines on the top left in the cheque.

           -There are two types of crossing. General crossing and special crossing.

The cheque is crossed generally; there are only two parallel lines on the cheque and sometimes optional words between these lines. Generally crossed cheque only paid through bank account

“Account Payee only” Adding Acc payee only on the cheque is security for the cheque and cannot be cashed at the counter and it only cash through a bank account with the same name in the cheque face.

Special /Restrictive Crossing

There are two parallel lines in the cheque in the left-hand corner and include some customary instruction between the line. for example “State Bank of India” is included between the lines. It means the cheque only can through the State Bank of India.

How do you how to write a check for over 1000 dollars for example?

For example, if you have a cheque for 1045 Dollars and 25 cents. Your Final Written amount should be “One thousand forty-five dollars and cents twenty-five only/ or One thousand forty-five dollars and 25/100 only” 

What is a cheque Number?

A cheque number is a 6 digit unique number assign to a cheque leaf. The cheque number is on the left-hand side at the bottom of the cheque leaf.

I think you are got a good knowledge of how to write a check for over 1000 dollars and more facts about check writing. also if you like reading How to balance salary for your life? Click here and you can read it.

By Samitha Sanjeewa

I'm an article writer and businessman.

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